Who is American Credit and Equity Specialists, Inc.?

American Credit, headquartered in Minneapolis, MN, is a mortgage broker dedicated to giving families the information that they need to make sound financial decisions. We are able to provide diverse conforming and non-conforming loan products to your customers. We evaluate not just by volume, but by how many families we were able to assist in a month.

Why should I work with American Credit?

American Credit’s philosophy is to respect all relationships and return results – for both customers and partners alike. Unlike other lenders, we only choose options that will truly benefit your customer. And because of our extensive national network of lenders, we are able to help families in many diverse credit situations. By partnering with us you will be able to provide your customers, in the five state area, with this important value added service.

American Credit has been in business since 2002. We are a young, energetic, and professional company whose aim is to create a level of customer satisfaction that is unsurpassed in the mortgage industry.

Having the comfort in knowing that you have retained a satisfied customer that may have been lost without the referral to American Credit because the loan would have remained a turn-down or the customer’s needs might have been met through a competitor’s loan programs. Also, with our programs comes the added benefit of future sales opportunities for you. Through American Credit’s financial needs analysis and debt restructuring your customer will be able to re-position themselves as a "prime" lending candidate and at that time will be referred back to you. In addition, American Credit is RESPA compliant.

There are many ways in which your customers benefit form our programs. When your customer consolidates his/her debt into one easy monthly payment he/she will also be lowering his/her overall interest expense from credit cards and unsecured loans. Your customer will have the included benefit of the choice for loan "cash out" that may have not been available under a normal financial institution’s underwriting guidelines. Most importantly, your customer will have the availability for a loan considering his/her difficult circumstance.